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Time for a Review? |
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Over the past 12 months, North American and International
stock markets have trended
downward as the fallout from the Subprime mortgage crisis continues to effect the US economy.
With recent increases in inflation, attributed mostly to higher energy costs,
proper diversification is the key factor in maintaining
wealth during times of market fluctuations.
If you have questions about your investments, we can examine your portfolio
to ensure that you are properly diversified and well positioned to take
advantage of current market conditions.
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Submit a question or Book an appointment |
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The truth about term insurance
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You may not be ready for this. Despite all you may have heard,
term life insurance is not better than permanent life insurance!
And what's even more confusing, permanent life insurance is not
better than term life insurance!
Mathematically speaking, they're equivalent.
Term insurance is cheap initially, but its premiums usually increase
at regular intervals, generally every ten or twenty years. It's like
renting your accommodation. Most term insurance policies only provide...
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Role reversal - the new reality
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Our parents raised us; we moved out, had children of our own and raised them.
Then our children moved out and had children of their own to raise. It was
supposed to stop there for us, but then one day we had to look after one or both of our parents.
According to a 2007 survey by Market Probe Canada, 38% of those between age
35 and 75 have already provided long term care to a family member or friend.
Howtocare.com
suggests that we may spend as many years caring for a parent as we did raising a child.
How can you tell if a loved one needs care support? Some signs to look for are...
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Web Resources |
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Worth a Look |
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Just For Fun |
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Tell a Friend |
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“A rich person should leave his kids enough to do something,
but not enough to do nothing.”
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Warren Buffett
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Commissions, trailing commissions, management fees and expenses all
may be associated with segregated fund investments. While the
principal amount of a segregated fund investment may be
guaranteed, their values change frequently and past performance may
not be repeated. Please read the prospectus of the segregated
funds in which you invest. The information in this email
newsletter is general information only and is not intended to
constitute specific legal, accounting, financial or tax advice for
any individual.
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